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SANS.edu Income Share Agreement (ISA)

Make no college payments until you get a job. That's the promise of the SANS.edu ISA.

What is SANS.edu's ISA?

The SANS Technology Institute (SANS.edu) — the best college in cybersecurity — launched an income share agreement (ISA) to make our undergraduate programs more accessible to U.S. applicants who demonstrate high potential to succeed.

Our Investment in Your Success

If you are offered and accept our ISA, you'll pay nothing toward your tuition until after you've completed your undergraduate program and are earning at least $40,000 per year. We only receive payments when you succeed.

The average starting salary for our job seeking graduates is $91,000.

Interested in Applying?

How SANS's ISA Works for You

Numbers at a Glance

$40K
The ISA doesn't start until you're making at least $40K per year. The average starting salary for our graduates is $91K.
8%
You'll pay 8% of your gross income until you reach your payment cap of $20.5K for an undergraduate certificate or $40.8K for a bachelor’s degree. You will never pay more than that.
$0
For any month you're not earning income, your ISA payments are deferred. There's no interest.
$0
If you've accumulated 4 years of deferred monthly payments because you haven't earned the monthly equivalent of $40K or more per year, your ISA expires, even if you've paid nothing.

Frequently Asked Questions

Why are you offering the ISA?

We want to make our undergraduate programs as accessible to students who demonstrate high potential to succeed. We're aligning our goals with our students', so SANS.edu only gets paid when an ISA student succeeds.

Do I need experience to qualify?

No prior experience in computer science or cybersecurity is required for the assessment exam, the undergraduate programs, or selection for the ISA. In order to qualify for one of our bachelor’s degree programs, applicants must currently hold an associate degree or at least 70 credits, please review the bachelor’s degrees page for more information.

Will SANS.edu help me with my job search?

Yes, the SANS.edu Career Center offers professional advice and resources to help you with each step of the job seeking process. Cybersecurity is the only focus of our Career Center and we draw on SANS's unmatched professional expertise and vast industry network to connect you to opportunities in the field.

How do you decide which students are offered the ISA option?

The ISA option is offered to select highly qualified students. All U.S. citizens who have been admitted to our undergraduate programs are considered for the ISA. To identify students with the greatest potential, the Admissions team considers several factors, including prior academic performance and performance on a proprietary assessment exam that measures your likelihood to excel at cybersecurity.

When do payments begin? 

Once you complete your program, Leif, our Program Manager, will work with you to verify your income. Once you are earning above the Minimum Income Threshold, you will make monthly payments of 8% of your pre-tax monthly income through the Leif portal.

How much will I pay?

For the undergraduate certificate program, you will stop making payments once you reach the sooner of 60 qualified payments months or when you hit the payment cap of $20.5K. You will never pay more than the payment cap and if you don't earn the monthly equivalent of $40K or above per year, your ISA will be forgiven after 4 years, even if you paid nothing at all.

For the bachelor's degree programs, you will stop making payments once you reach the sooner of 96 qualified payment months or when you hit the payment cap of $40,800. You will never pay more than the payment cap and if you don't earn the monthly equivalent of $40K or above per year, your ISA will be forgiven after 4 years, even if you paid nothing at all.

Is there a limit on how much I will pay, even if I earn a lot of money?

Yes, you will never be required to pay more than a total of $20,500 for the education received through the undergraduate certificate program or $40,800 for one of our bachelor's degree programs.

What if I lose my job?

If you lose your job or earn below the Minimum Income Threshold, you will be placed into the Deferment Period and no payments will be due until you are earning above the Minimum Income Threshold again.

What happens if I don't finish the program?

Should a student under ISA contract withdraw or be dismissed from the undergraduate program, they will be eligible to reduce their ISA payment cap obligation in proportion to their progress through the program.

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Apply now to an undergraduate program to be considered for the ISA.

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Questions?

We're happy to help. Email info@sans.edu or call 301.241.7665.